GDPR Privacy Policy

Effective Date: 01/10/2024

1. Introduction

Drive Finance is committed to protecting your personal data and your privacy. This policy explains how we collect, use, and protect your personal information in accordance with the General Data Protection Regulation (GDPR) 2018 and the Irish Data Protection Act 2018.

2. Who We Are

  • Business Name: Lorraine Byrne t/a Drive Finance
  • Address: Glanmire, Cork
  • Contact Email: lorraine@drivefinance.ie
  • Phone Number: 083 0798943

Drive Finance is an independent contractor employed by Motor Dealers to arrange the provision of credit from providers of credit on behalf of their customers.

3. What Personal Data We Collect

We may collect and process the following types of personal data:

  • Personal details (title, name, date of birth, place of birth, gender, marital status, number of dependents, residential status, PPSN)
  • Contact information (email address, phone number, address)
  • Employment information (occupation, employer name, address and phone number, time in employment, salary, monthly housing payments, monthly credit repayments, additional monthly income)
  • Banking details (Bank name, address, time with bank, IBAN)
  • Any other personal data you provide us with in order to process a finance application on your behalf

We will only request information that is required to provide the service.

4. How We Use Your Personal Data

We use your personal data for the following purposes:

  • To provide our services to you – we will provide your information to third party lenders who may carry out a credit history check by requesting a copy of your credit report from the Central Credit Register.
  • To communicate with you regarding our services

5. Legal Basis for Processing Personal Data

We rely on the following legal bases for processing your personal data:

  • Your consent
  • The necessity of processing for the performance of the service
  • Compliance with legal obligations

6. Data Retention

We will retain your personal data only for as long as necessary to fulfil the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

7. Data Security

We take the security of your personal data seriously. We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, alteration, disclosure, or destruction.

8. Your Rights

Under GDPR, you have the following rights regarding your personal data:

  • The right to access your personal data
  • The right to rectify inaccurate personal data
  • The right to erase your personal data (the "right to be forgotten")
  • The right to restrict processing
  • The right to data portability
  • The right to object to processing

To exercise these rights, please contact us at info@drivefinance.ie.

If you are unhappy with the manner in which we store your data or if we fail to satisfy a request in relation to your data, you have the right to submit a complaint to the Data Protection Commissioner (21 Fitzwilliam Square, Dublin 2, D02 RD28, Tel: 1890 252 231, Email: info@dataprotection.ie)

9. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on our website and updating the effective date.

10. Contact Us

If you have any questions about this privacy policy or our data practices, please contact us at:

Drive Finance
lorraine@drivefinance.ie
083 079 8943